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BANK HISTORY

Citizens State Bank serves individuals and businesses in Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnston and Hill counties. Established in 1925, Citizens State Bank has been serving Leon and surrounding counties for over seventy-five years.

Our main office is located in the heart of Buffalo, Texas. Buffalo is situated at "the crossroads" of Texas located approximately half-way between Houston and Dallas on Interstate 45 and Highway 79. Buffalo is a community with much to offer.

Centerville is ideally located in the geographical center of Leon County where State Hwy 7 and 75 meet with I-45 bordering on the West. From Centerville, you can go any direction and be in a major city in less than an hour for shopping or entertainment, yet still return home to enjoy the country-style of living Leon County is known for.

Whitney is located approximately 35 miles north of Waco, 70 miles southwest of Dallas Fort Worth and is home to one of the best recreational lakes in the State of Texas.

Itasca is just off of Interstate 35 West, located 58 miles southwest of Dallas, 42 miles south of Ft. Worth and 42 miles north of Waco. Itasca is in a briskly developing area of the state and is full of rich resources including its rural charm.

Citizens State Bank is a member of Industry Bancshares, Inc., a holding company that was formed by local shareholders in the Industry, Texas community. This holding company was formed in 1993 and presently owns Industry State Bank, Citizens State Bank, Fayetteville Bank, and ISB Insurance.

Citizens State Bank presently offers products to make banking easier and more convenient for its customers. We offer 24-hour touch-tone banking, an ATM at all locations, Internet Banking, MasterCard & Visa credit cards, Visa Check Cards, and a wide assortment of savings, checking and loan products. Convenient banking hours are available to our customers that include Saturday lobby and drive-in services.

Citizens State Bank values its customers and we are committed to providing excellent customer service. If you are currently one of our valued customers, we would like to take this opportunity to thank you for your business. If you are looking for a bank where you are more than just a number, we would welcome the opportunity to serve all of your banking needs.


BANK HOURS AND LOCATIONS

VISIT OUR ATM LOCATIONS AT 1330 WEST COMMERCE STREET IN BUFFALO, TEXAS AND 230 SOUTH COMMERCE IN CENTERVILLE, TEXAS 24-HOURS A DAY!
Locations Lobby Hours Drive-Thru Hours
Main Branch:
Citizens State Bank
1330 W. Commerce Street
P. O. Box 278
Buffalo, Texas 75831
PH: (903) 322-4256
Fax: (903) 322-3384
Monday – Friday
9:00 AM – 2:00 PM
Saturday
9:00 AM – 12:00 PM
Monday-Friday
8:30 AM – 4:00 PM
Saturday
8:30 AM – 12:00 PM
Locations Lobby Hours Drive-Thru Hours
Centerville Branch
230 S, Commerce Street
P O. Box 55
Centerville, Texas 75833
PH: (903) 536 5601
Fax: (903) 536 5302
Monday – Friday
9 AM – 2 PM
Saturday
9 AM – 12 PM
Monday – Friday
8:30 AM – 4:00 PM
Saturday
8:30 AM – 12:00 PM
Locations Lobby Hours Drive-Thru Hours
Whitney Branch
305 S, Bosque
P O. Box 577
Whitney, Texas 76692
PH: (254) 694 4477
Fax: (254) 694 5588
 
Monday – Friday
8:30 AM – 3:30 PM
Saturday
9 AM – 12 PM
 
Monday – Friday
8:00 AM – 4:00 PM
Saturday
9 AM – 12:00 PM
 
Locations Lobby Hours Drive-Thru Hours
Itasca Branch
201 E Main
P O. Box 126
Itasca, Texas 76055
PH: (254) 687 2305
Fax: (254) 687 2755
 
Monday – Friday
9 AM – 3 PM
Saturday
9 AM – 12 PM
 
Monday – Thursday
8:30 AM – 4:00 PM
Friday
8:30 AM – 4:30 PM
Saturday
Closed