Citizens State Bank - Savings Accounts .

Statement Savings Account

  • Minimum balance to open- The minimum balance required to open this account is $100.00.
  • Minimum balance to avoid a fee- If your balance falls below $100.00 on any day in the month, your account will be subject to a $5.00 Service Charge for that month.
  • Deposit limitations- You may make unlimited deposits into your account.
  • Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
  • Compounding frequency-Interest will be compounded daily
  • Crediting frequency-Interest will be credited into this account quaterly
  • Effect of closing an account-If you close your account before interest is paid you will not receive the accrued interest.
  • Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
  • Rate Information- At our discretion, we may change the interest rate for this account. The interest rate and annual percentage yield may change daily
  • A withdrawal fee of $5.00 per item will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of three during a month. 
  • Additional terms- Preauthorized drafts and /or ACH debits are not permitted. Children under 21 years old are exempt from a service charge.
  • Additional terms- If transfer or withdrawal limits are exceeded 3 times within a 12 month period, account will be closed and a non-limited transaction checking account will be opened.
  • ACH deposits
  • Internet access to account
  • 24 Hour Voice access to account
  • Designated for individuals and businesses

Check our Deposit Rates>


Fraud PreventionConsumer AlertInternet Banking

Privacy Policy  |  Customer Complaint Notice  |  Internet Terms & Conditions  |  Corporate Account Takeover Notice

©2010-2016 Citizens State Bank, Buffalo. All rights reserved.
Citizens State Bank, 1330 W. Commerce Street, PO Box 278, Buffalo, Texas 75831 |
No part of this website may be reprinted or reproduced in whole or in part without permission.
Website Design by JOD