Citizens State Bank .


New Products and Services from Citizens State Bank:

Be Prepared

New Federal Regulations will affect the way we pay overdrafts on ATM and debit transactions. To continue to have access to your overdraft protection, simply tell us "Yes" you'd like to opt-in.

There is no fee to opt-in to the protection. You will only incur a fee if we cover an overdraft for you. You only need to opt-in one time and you can opt-out at any time.

Whether you need it or not, it's nice to know you're protected.
Choose "Yes" to opt-in and continue to enjoy the same overdraft coverage you've had all along.
For questions or to discuss your options, see your banker for details!

Click here to print out forms and information about our Overdraft Protection Program!

E-Statements – AVAILABLE NOW!

This new electronic delivery of your bank account statement(s) is Fast…Safe…Dependable…Convenient!    AND IT’S FREE!

When enrolled to receive E-Statements, all of your banking statements will be sent to an email address designated by you. You can view, print, or save it to your PC for future reference and research, all in the safe and convenient location of your home or office computer.

If you are already signed up for internet banking,
Sign-Up for E-Statements Now! by logging into your Internet Banking account.
Click "VIEW STATEMENTS" in the left hand column.
Click "CONTINUE" to accept the terms and conditions.
(If you are not currently enrolled in our FREE Online Banking service, you must sign up in order to receive our FREE E-Statement Service.) It's easy...Sign-Up for Online Banking today!

If you have any questions or if you need additional information, please call our Customer Service Department during regular banking hours at 903-322-4256 or email them at


ScoreCard Rewards Program

ScoreCard Rewards gives you the flexibility to earn points redeemable for exciting awards. Earn points for every qualifying net dollar you spend using your MasterCard Debit Card with the credit (signature) option when making your purchase. Then, watch your Rewards points grow and turn your points into purchases for Gifts, Travel, or Experience awards!

How it Works:

  • Create your profile so you can log into your rewards account
  • View point balance, search and view awards, create wish lists, update your profile and more
  • Redeem points online for merchandise and travel awards
  • Use your cards for everyday purchases and watch your points add up quickly

Go to to create your User Name, Password, and Profile. You can also browse the catalog of merchandise without logging in.

Reward yourself, you deserve it!
Reward others, they'll love it!

Mobile Banking Services

With CSB Mobile you now have the choice of using great time saving services like Text Banking, Mobile Web, and Mobile App. Now you can check account balances, look up transactions, receive balance alerts, transfer money, and find ATM and branch locations – all from your phone!

Mobile Banking is FREE to our Online Banking customers; remember, text message
and data rates may apply, so check with your mobile provider. 
To sign up, login to your Online Banking account today!


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Citizens State Bank, 1330 W. Commerce Street, PO Box 278, Buffalo, Texas 75831 |
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