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IRA Certificates of Deposit Accounts

  • Minimum balance to open
    • Traditional IRA minimum balance to open $1,000.00
    • Roth IRA minimum balance to open $500.00
  • Interest compounded daily
  • Fixed rates for term purchased 
  • Automatically renewable with 10 days grace period
  • FDIC Insured to $250,000.00
  • No administration fees
  • No early withdrawal penalty for persons 59 ½ or older
  • Designated for individuals
  • For terms and rates, please contact a Customer Service Representative
    at 903-322-4256 or at your local branch.  


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