Citizens State Bank - Health Savings Account .
 
 

Health Savings Account

  • Minimum balance to open-The minimum balance required to open this account is $100.00.
  • Minimum balance to avoid a fee-If your balance falls below $2,500.00 on any day in the statement cycle, your account will be subject to a $2.00 Service Charge for that statement cycle.
  • Deposit limitations-UNLIMITED DEPOSITS CAN BE MADE UP TO THE AMOUNT ALLOW BY LAW.
  • Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
  • Compounding frequency- Interest will be compounded daily
  • Crediting frequency-Interest will be credited into this account monthly
  • Effect of closing an account-If you close your account before interest is paid you will not receive the accrued interest.
  • Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
  • Rate Information- At our discretion, we may change the interest rate for this account. The interest rate and annual percentage yield may change daily.
  • Withdrawal limitations-unlimited
  • Additional terms- Preauthorized drafts and/or ACH debits are not permitted. Each deposit and/or withdrawal must be made in person.

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903-322-4256
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